Penta
Penta
Deposit guarantee €100K; 50–300 tx free/month; ATM €5K/day. No multi-currency; only Germany. No multi-currency native; only Germany; internazionali via Wise
Data & conditions
| Account fee | — |
|---|---|
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | BaFin (via Solarisbank) |
Plans & pricing
Strengths
- Deposit guarantee €100K; 50–300 tx free/month; ATM €5K/day.
Weaknesses
- No multi-currency; only Germany.
Verdict
Deposit guarantee €100K; 50–300 tx free/month; ATM €5K/day. No multi-currency; only Germany. No multi-currency native; only Germany; internazionali via Wise
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Penta a real bank?
Penta is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Penta?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Penta support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Penta support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Penta?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).