Bit.Store Card vs Coinbase One Card (AmEx)

Bottom line, net annual cost favours Bit.Store Card (€0), while Coinbase One Card (AmEx) comes to €50. On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 2.0). Neither wins across the board: weigh the points above against your use case before choosing between Bit.Store Card and Coinbase One Card (AmEx).

Bit.Store Card Coinbase One Card (AmEx)
Tier C S
Rating ★ 2.0 ★ 4.7
Estimated net annual cost €0 €50
Network Mastercard American Express
Fund custody Custodial (platform holds funds)
Issuance fee Free Free
Annual fee Free Free
Free ATM limit 0 (no ATM withdrawals on the virtual card) Cash advance up to 10% of the credit line
ATM withdrawal not declared Free
FX markup 0% 0%
Cashback Not disclosed 4% in BTC · Nessuno
Contactless Yes Yes
Virtual card Yes Yes
KYC Light Full
Privacy 4/10 3/10
Supported countries EEA, UK, APAC · 150+ countries US · 1+ countries
Regulator Bank of Lithuania (Lietuvos bankas) SEC (public company); NYDFS; state regulators
Segment B2C B2C
Card type Revolving credit
APR 19.49%–29.49%
On-chain settlement No
Funding / solidity Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026
OAM Italy registration No
Regions EU/EEA, UK, APAC US
Licences & safety EMI Lituania (Bitstore Europe UAB, n. 306465386)
Bit.Store Card 2.0/5 · Tier C
Coinbase One Card (AmEx) 4.7/5 · Tier S

Frequently asked questions

Bit.Store Card vs Coinbase One Card (AmEx): which is better?

Bottom line, net annual cost favours Bit.Store Card (€0), while Coinbase One Card (AmEx) comes to €50. On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 2.0). Neither wins across the board: weigh the points above against your use case before choosing between Bit.Store Card and Coinbase One Card (AmEx).

Which is cheaper, Bit.Store Card or Coinbase One Card (AmEx)?

On the standard spending profile Bit.Store Card has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).

Which offers more cashback, Bit.Store Card or Coinbase One Card (AmEx)?

Coinbase One Card (AmEx) has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.

Is Bit.Store Card custodial or self-custody?

Bit.Store Card is custodial: funds are held by the platform, while Coinbase One Card (AmEx) is custodial.