DeCard vs Coinbase One Card (AmEx)
The first number to check is net annual cost: €0 for DeCard versus €50 for Coinbase One Card (AmEx). On cashback DeCard wins (up to 10%, but the full rate requires Nessuno). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). In short: DeCard if your usage matches its strength, Coinbase One Card (AmEx) otherwise — the numbers above beat any slogan.
| DeCard | Coinbase One Card (AmEx) | |
|---|---|---|
| Tier | B | S |
| Rating | ★ 3.0 | ★ 4.7 |
| Estimated net annual cost | €0 | €50 |
| Network | Visa | American Express |
| Fund custody | Custodial (platform holds funds) | — |
| Issuance fee | €10 | Free |
| Annual fee | Free | Free |
| Free ATM limit | 1% of withdrawal or US$5 (whichever is greater) + ATM operator fees | Cash advance up to 10% of the credit line |
| ATM withdrawal | 1% | Free |
| FX markup | 0% | 0% |
| Cashback | 10% · Nessuno | 4% in BTC · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 3/10 |
| Supported countries | APAC | US · 1+ countries |
| Regulator | MAS (Singapore) | SEC (public company); NYDFS; state regulators |
| Segment | B2C | B2C |
| Card type | — | Revolving credit |
| APR | — | 19.49%–29.49% |
| On-chain settlement | — | No |
| Funding / solidity | — | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 |
| OAM Italy registration | — | No |
| Regions | APAC | US |
| Licences & safety | MAS-regulated card issuer (DCS Card Centre), Settlement via MAS-licensed DPT service providers |
Frequently asked questions
DeCard vs Coinbase One Card (AmEx): which is better?
The first number to check is net annual cost: €0 for DeCard versus €50 for Coinbase One Card (AmEx). On cashback DeCard wins (up to 10%, but the full rate requires Nessuno). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). In short: DeCard if your usage matches its strength, Coinbase One Card (AmEx) otherwise — the numbers above beat any slogan.
Which is cheaper, DeCard or Coinbase One Card (AmEx)?
On the standard spending profile DeCard has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).
Which offers more cashback, DeCard or Coinbase One Card (AmEx)?
DeCard has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.
Is DeCard custodial or self-custody?
DeCard is custodial: funds are held by the platform, while Coinbase One Card (AmEx) is custodial.