PEXX Card vs Coinbase One Card (AmEx)
Bottom line, net annual cost favours PEXX Card (€0), while Coinbase One Card (AmEx) comes to €50. On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 1.2%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). Neither wins across the board: weigh the points above against your use case before choosing between PEXX Card and Coinbase One Card (AmEx).
| PEXX Card | Coinbase One Card (AmEx) | |
|---|---|---|
| Tier | B | S |
| Rating | ★ 3.0 | ★ 4.7 |
| Estimated net annual cost | €0 | €50 |
| Network | Visa/Mastercard | American Express |
| Fund custody | Custodial (platform holds funds) | — |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | Nessun prelievo ATM supportato | Cash advance up to 10% of the credit line |
| ATM withdrawal | Free | Free |
| FX markup | 1.2% | 0% |
| Cashback | Not disclosed | 4% in BTC · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 3/10 |
| Supported countries | APAC, US, EEA, UK, LATAM · 180+ countries | US · 1+ countries |
| Funding / solidity | PEXX e una piattaforma di stablecoin banking e off-ramp verso fiat con sede in Australia, operata da PEXX Technology Pty Ltd. Offre conti USD borderless, trasferimenti diretti a banche in 17+ paesi a cambio mid-market e la PEXX Card. | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 |
| Regulator | AUSTRAC | SEC (public company); NYDFS; state regulators |
| Segment | B2C | B2C |
| Card type | — | Revolving credit |
| APR | — | 19.49%–29.49% |
| On-chain settlement | — | No |
| OAM Italy registration | — | No |
| Regions | APAC, US, EU/EEA, UK, LATAM | US |
| Licences & safety | AUSTRAC DCE (DCE100851583-001), AUSTRAC Remittance Dealer (IND100851583-001), FinCEN MSB (31000288010318) |
Frequently asked questions
PEXX Card vs Coinbase One Card (AmEx): which is better?
Bottom line, net annual cost favours PEXX Card (€0), while Coinbase One Card (AmEx) comes to €50. On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 1.2%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). Neither wins across the board: weigh the points above against your use case before choosing between PEXX Card and Coinbase One Card (AmEx).
Which is cheaper, PEXX Card or Coinbase One Card (AmEx)?
On the standard spending profile PEXX Card has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).
Which offers more cashback, PEXX Card or Coinbase One Card (AmEx)?
Coinbase One Card (AmEx) has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.
Is PEXX Card custodial or self-custody?
PEXX Card is custodial: funds are held by the platform, while Coinbase One Card (AmEx) is custodial.
Which is better for spending abroad?
For foreign-currency spending Coinbase One Card (AmEx) wins, with the lowest FX markup: 0%.