Rapidz Card vs Crypto.com Visa Card
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 2.5%). In our editorial rating Crypto.com Visa Card leads (4.5 vs 1.5). The choice depends on your real spending profile: redo the math with your volumes before picking between Rapidz Card and Crypto.com Visa Card.
| Rapidz Card | Crypto.com Visa Card | |
|---|---|---|
| Tier | D | A |
| Rating | ★ 1.5 | ★ 4.5 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| ATM withdrawal | 2% | 2% |
| FX markup | 2.5% | 0% |
| Cashback | Not disclosed | 5% in CRO · Staking CRO per i tier oltre il 1% |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 2/10 |
| Supported countries | US, LATAM | US, EEA, UK, APAC, LATAM, MENA · 90+ countries |
| Funding / solidity | Rapidz Pay, Inc. e una societa privata con sede negli USA (operante anche come Rapidz Pay Pty Ltd in Australia) che offre la Rapidz Card, una carta crypto custodial su circuito Mastercard con custodia Fireblocks e supporto a oltre 16 criptovalute. | 100M+ utenti · $1,5B ricavi |
| Regulator | FinCEN (USA), AUSTRAC (Australia), FNTT (Lituania), Labuan FSA / Money Broking Business (Malaysia) | MFSA |
| Segment | B2C | B2C |
| Free ATM limit | — | €400–1,000/month free, then 2% |
| On-chain settlement | — | No |
| OAM Italy registration | — | Yes |
| Regions | US, LATAM | US, EU/EEA, UK, APAC, LATAM, MENA |
| Licences & safety | FinCEN MSB (USA), Money Broking Business Malaysia (MB/25/0129), AUSTRAC Digital Currency Exchange (Australia), FNTT Virtual Currency Exchange (Lithuania) | MiCA, MAS, VASP |
Frequently asked questions
Rapidz Card vs Crypto.com Visa Card: which is better?
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 2.5%). In our editorial rating Crypto.com Visa Card leads (4.5 vs 1.5). The choice depends on your real spending profile: redo the math with your volumes before picking between Rapidz Card and Crypto.com Visa Card.
Which is cheaper, Rapidz Card or Crypto.com Visa Card?
On the standard spending profile Rapidz Card has the lowest net annual cost: €0 versus €0 for Crypto.com Visa Card.
Which offers more cashback, Rapidz Card or Crypto.com Visa Card?
Crypto.com Visa Card has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is Rapidz Card custodial or self-custody?
Rapidz Card is custodial: funds are held by the platform, while Crypto.com Visa Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Crypto.com Visa Card wins, with the lowest FX markup: 0%.