Reap vs Mastercard
Different commercial models: Reap prices custom-quote, Mastercard interchange-share — real cost depends on your volumes. In our editorial rating Mastercard leads (4.8 vs 4.0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Reap | Mastercard | |
|---|---|---|
| Tier | A | S |
| Rating | ★ 4.0 | ★ 4.8 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Custom quote | Interchange share |
| Card networks | Visa | Mastercard |
| Card types | virtual, physical, credit, charge | debit, credit, prepaid, virtual, physical |
| Stablecoins | USDC | — |
| Customer type | Fintech, Enterprise, SMEs | Enterprise, Fintech, Platforms |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Supported countries | APAC, LATAM, EEA, MENA | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 210+ countries |
| Segment | B2B | B2B |
| Processed volume | — | $10.6T |
| OAM Italy registration | — | No |
| Regions | APAC, LATAM, EU/EEA, MENA | US, EU/EEA, UK, APAC, LATAM, MENA, Africa |
| Licences & safety | Visa Principal Member (Hong Kong e Messico) |
Frequently asked questions
Reap vs Mastercard: which is better?
Different commercial models: Reap prices custom-quote, Mastercard interchange-share — real cost depends on your volumes. In our editorial rating Mastercard leads (4.8 vs 4.0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Reap custodial or self-custody?
Reap is custodial: funds are held by the platform, while Mastercard is self-custody.