Wayex Card vs Coinbase One Card (AmEx)
On the standard spending profile Wayex Card is cheaper: €0 net per year versus €50 for Coinbase One Card (AmEx). On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 1%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between Wayex Card and Coinbase One Card (AmEx).
| Wayex Card | Coinbase One Card (AmEx) | |
|---|---|---|
| Tier | C | S |
| Rating | ★ 3.0 | ★ 4.7 |
| Estimated net annual cost | €0 | €50 |
| Network | Visa | American Express |
| Fund custody | Custodial (platform holds funds) | — |
| Issuance fee | €9 | Free |
| Annual fee | Free | Free |
| Free ATM limit | Prelievi ATM disponibili solo in Australia (1% conversione cripto-AUD) | Cash advance up to 10% of the credit line |
| ATM withdrawal | Free | Free |
| FX markup | 1% | 0% |
| Cashback | Not disclosed | 4% in BTC · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 3/10 |
| Supported countries | APAC | US · 1+ countries |
| Funding / solidity | Cryptospend Pty Ltd, con marchio Wayex (ex CryptoSpend), e una societa australiana fondata nel 2018, prima a lanciare una carta Visa cripto nativa in Australia. Registrata presso AUSTRAC come Digital Currency Exchange. | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 |
| Regulator | AUSTRAC (Australia) | SEC (public company); NYDFS; state regulators |
| Segment | B2C | B2C |
| Card type | — | Revolving credit |
| APR | — | 19.49%–29.49% |
| On-chain settlement | — | No |
| OAM Italy registration | — | No |
| Regions | APAC | US |
| Licences & safety | AUSTRAC Digital Currency Exchange (DCE), AFSL 448066 (Flexewallet Pty Ltd) |
Frequently asked questions
Wayex Card vs Coinbase One Card (AmEx): which is better?
On the standard spending profile Wayex Card is cheaper: €0 net per year versus €50 for Coinbase One Card (AmEx). On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 1%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 3.0). The choice depends on your real spending profile: redo the math with your volumes before picking between Wayex Card and Coinbase One Card (AmEx).
Which is cheaper, Wayex Card or Coinbase One Card (AmEx)?
On the standard spending profile Wayex Card has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).
Which offers more cashback, Wayex Card or Coinbase One Card (AmEx)?
Coinbase One Card (AmEx) has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.
Is Wayex Card custodial or self-custody?
Wayex Card is custodial: funds are held by the platform, while Coinbase One Card (AmEx) is custodial.
Which is better for spending abroad?
For foreign-currency spending Coinbase One Card (AmEx) wins, with the lowest FX markup: 0%.