AvantCard
Avant · Mastercard
Unsecured for fair credit (FICO 640+); 0% FX; pre-approval no hard inquiry. APR 29,99–35,99%; processing slow up to 10 days. APR 29,99–35,99%; processing payments up to 10 days (risk late fees)
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 4/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- Unsecured for fair credit (FICO 640+); 0% FX; pre-approval no hard inquiry.
Weaknesses
- APR 29,99–35,99%; processing slow up to 10 days.
Verdict
Unsecured for fair credit (FICO 640+); 0% FX; pre-approval no hard inquiry. APR 29,99–35,99%; processing slow up to 10 days. APR 29,99–35,99%; processing payments up to 10 days (risk late fees)
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is AvantCard a safe card?
AvantCard is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does AvantCard cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does AvantCard offer cashback?
AvantCard does not offer crypto cashback.
Is AvantCard available in Italy?
No, AvantCard is not currently available in Italy.
Is AvantCard custodial or self-custody?
AvantCard uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).