Extra Debit Card Extra Debit Rewards + Credit Building
A plan byExtra Debit Card · Mastercard
Debit (zero risk debit); +48 points medi; no security deposit; no APR. No ATM; $149–199/year; only Experian+Equifax. No ATM; $149–199/year; only 2 bureaus (no TransUnion)
Extra Debit Rewards + Credit Building
- Price
- €20
- fee_emissione_eur
- Free
- fx_markup_pct
- 0%
- Cashback
- 1%
- atm_limit
- N/A (no ATM withdrawals)
What's included
- No interest
- No late fee
- No credit check
- 1% rewards everyday
- Reports to bureau
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | €132/year |
| Free ATM limit | N/A (no ATM withdrawals) |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 1% |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Strengths
- Debit (zero risk debit); +48 points medi; no security deposit; no APR.
Weaknesses
- No ATM; $149–199/year; only Experian+Equifax.
Verdict
Debit (zero risk debit); +48 points medi; no security deposit; no APR. No ATM; $149–199/year; only Experian+Equifax. No ATM; $149–199/year; only 2 bureaus (no TransUnion)
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Extra Debit Card a safe card?
Extra Debit Card is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Extra Debit Card cost?
The fee is €11.04 (mensile). Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Extra Debit Card offer cashback?
Yes: cashback goes up to 1%, depending on the tier.
Is Extra Debit Card available in Italy?
No, Extra Debit Card is not currently available in Italy.
Is Extra Debit Card custodial or self-custody?
Extra Debit Card uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).