Merrick Bank Double Your Line
Merrick Bank · Visa
true bank FDIC; credit line raddoppia automaticamente after 7 mesi; Trustpilot 4,5/5. APR ~17,70–35%; no rewards. APR ~17,70% secured (~35% unsecured); no rewards
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | FDIC (vera banca) |
Plans & pricing
Strengths
- true bank FDIC; credit line raddoppia automaticamente after 7 mesi; Trustpilot 4,5/5.
Weaknesses
- APR ~17,70–35%; no rewards.
Verdict
true bank FDIC; credit line raddoppia automaticamente after 7 mesi; Trustpilot 4,5/5. APR ~17,70–35%; no rewards. APR ~17,70% secured (~35% unsecured); no rewards
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Merrick Bank Double Your Line a safe card?
Merrick Bank Double Your Line is a custodial card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Merrick Bank Double Your Line cost?
The annual fee is not documented. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Merrick Bank Double Your Line offer cashback?
Merrick Bank Double Your Line does not offer crypto cashback.
Is Merrick Bank Double Your Line available in Italy?
No, Merrick Bank Double Your Line is not currently available in Italy.
Is Merrick Bank Double Your Line custodial or self-custody?
Merrick Bank Double Your Line uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).