PREMIER Bankcard
First PREMIER · Mastercard
Ultima risorsa absolute se no'altra opzione available. ⚠️ Fee predatory: up to $228 year 1; APR ~36%; no autopay; credit limit residuo almost nullo. ⚠️ SCAM ALERT: Fee predatory. APR ~36%. Credit limit almost azzerato from fee. from avoid.
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | €51 |
| Annual fee | €69/year |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 4/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- Ultima risorsa absolute se no'altra opzione available.
Weaknesses
- ⚠️ Fee predatory: up to $228 year 1; APR ~36%; no autopay; credit limit residuo almost nullo.
Verdict
Ultima risorsa absolute se no'altra opzione available. ⚠️ Fee predatory: up to $228 year 1; APR ~36%; no autopay; credit limit residuo almost nullo. ⚠️ SCAM ALERT: Fee predatory. APR ~36%. Credit limit almost azzerato from fee. from avoid.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is PREMIER Bankcard a safe card?
PREMIER Bankcard is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does PREMIER Bankcard cost?
The fee is €5.75 (mensile). Issuance costs €50.6. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does PREMIER Bankcard offer cashback?
PREMIER Bankcard does not offer crypto cashback.
Is PREMIER Bankcard available in Italy?
No, PREMIER Bankcard is not currently available in Italy.
Is PREMIER Bankcard custodial or self-custody?
PREMIER Bankcard uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).