StellarFi
StellarFi · Virtual Visa
Bill payment credit builder; $4,99/month entry; riporta a 3 bureaus; virtual Visa. Trustpilot 3,5/5; no card physical; only bill tracking. Trustpilot 3,5/5; only bill payment tracking; no card physical
Data & conditions
| Network | Virtual Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | €55/year |
| Free ATM limit | N/A |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- Bill payment credit builder; $4,99/month entry; riporta a 3 bureaus; virtual Visa.
Weaknesses
- Trustpilot 3,5/5; no card physical; only bill tracking.
Verdict
Bill payment credit builder; $4,99/month entry; riporta a 3 bureaus; virtual Visa. Trustpilot 3,5/5; no card physical; only bill tracking. Trustpilot 3,5/5; only bill payment tracking; no card physical
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is StellarFi a safe card?
StellarFi is a custodial card on the Virtual Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does StellarFi cost?
The fee is €4.59 (mensile). Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does StellarFi offer cashback?
StellarFi does not offer crypto cashback.
Is StellarFi available in Italy?
No, StellarFi is not currently available in Italy.
Is StellarFi custodial or self-custody?
StellarFi uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).