TomoCredit
TomoCredit · Mastercard
No SSN richiesto; 0% APR; for international students and immigrants. ⚠️ Trustpilot 2,5/5; $36/year; risk high. ⚠️ YELLOW FLAG: Trustpilot 2,5/5; risk high; $36/year
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | €397/year |
| Free ATM limit | N/D |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Light |
| Privacy | 5/10 |
| Supported countries | US · 1+ countries |
| OAM Italy registration | No |
| Segment | B2C |
| Past incidents | BBB F rating · Reclami persistenti · Legal issues |
| MiCA / License status | n/a (US) |
Plans & pricing
Strengths
- No SSN richiesto; 0% APR; for international students and immigrants.
Weaknesses
- ⚠️ Trustpilot 2,5/5; $36/year; risk high.
Verdict
No SSN richiesto; 0% APR; for international students and immigrants. ⚠️ Trustpilot 2,5/5; $36/year; risk high. ⚠️ YELLOW FLAG: Trustpilot 2,5/5; risk high; $36/year
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is TomoCredit a safe card?
TomoCredit is a custodial card on the Mastercard network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does TomoCredit cost?
The fee is €33.12 (mensile). Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does TomoCredit offer cashback?
TomoCredit does not offer crypto cashback.
Is TomoCredit available in Italy?
No, TomoCredit is not currently available in Italy.
Is TomoCredit custodial or self-custody?
TomoCredit uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).