Finom Finom Solo
A plan byFinom
Trustpilot 4,7/5; cashback 3%; multibanking; invoicing+accounting integrated. No SWIFT; no USA; Italia in arrivo. No USA (FATCA); SWIFT not ancora; Italia espansione in corso
Finom Solo
- Price
- Free
- Cashback
- 3%
What's included
- Free business
- DATEV integration
- Free debit Visa
- 3% cashback
Data & conditions
| Account fee | — |
|---|---|
| IBAN | dedicato · DE, NL |
| Outbound transfers to third-party IBANs | Yes |
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA · 25+ countries |
| Regulator | DNB |
| OAM Italy registration | No |
| MiCA / License status | EMI Bank of Lithuania (EMI) |
Strengths
- Trustpilot 4,7/5; cashback 3%; multibanking; invoicing+accounting integrated.
Weaknesses
- No SWIFT; no USA; Italia in arrivo.
Verdict
Trustpilot 4,7/5; cashback 3%; multibanking; invoicing+accounting integrated. No SWIFT; no USA; Italia in arrivo. No USA (FATCA); SWIFT not ancora; Italia espansione in corso
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Finom a real bank?
Finom operates under a EMI licence (NL). It is regulated by DNB. Fund protection: Safeguarding — nessuna garanzia depositi.
Can I send transfers to third-party IBANs with Finom?
Yes, Finom allows outgoing transfers to third-party IBANs, like a traditional bank account.
Does Finom support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Finom support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Finom?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).