Paynetics
Paynetics
Doppia license BNB+FCA; privacy 8/10; stablecoin integration; BaaS leader Europe. B2B only; not for consumatori. B2B; not for consumatori
Data & conditions
| Account fee | — |
|---|---|
| ATM withdrawal | Free |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, UK · 31+ countries |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | EMI BNB (Bulgaria) + FCA (UK) |
Plans & pricing
Strengths
- Doppia license BNB+FCA; privacy 8/10; stablecoin integration; BaaS leader Europe.
Weaknesses
- B2B only; not for consumatori.
Verdict
Doppia license BNB+FCA; privacy 8/10; stablecoin integration; BaaS leader Europe. B2B only; not for consumatori. B2B; not for consumatori
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Paynetics a real bank?
Paynetics operates under a EMI licence (BG). Fund protection: Safeguarding — nessuna garanzia depositi.
Can I send transfers to third-party IBANs with Paynetics?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Paynetics support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Paynetics support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Paynetics?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).