Bitpanda Card
Bitpanda · Visa
600+ crypto asset; MiCA-compliant; 4.69/5 App Store. Cashback 0% on stablecoin/fiat/metalli; ATM fee 2%. ATM fee 2% or €2 min; cashback only 1% on crypto volatile
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Custodial (platform holds funds) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | €500/giorno |
| ATM withdrawal | 2% |
| FX markup | 0% |
| Cashback | 1% in BEST o asset scelto |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | EEA · 40+ countries |
| Regulator | FMA Austria |
| OAM Italy registration | Yes |
| Segment | B2C |
| MiCA / License status | Crypto Asset Service Provider |
Plans & pricing
Standard
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 0%
- Cashback
- 1%
- cashback_valuta_reward
- BEST o asset scelto
- atm_fee_pct
- 2%
- atm_limit
- €500/giorno
- 1% cashback su pagamenti funded da crypto
- 600+ crypto spendibili
- FX 0% non-EUR (Visa markup applicato)
- Apple Pay
- Custodial Visa Platinum
Bitpanda Plus
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 0%
- Cashback
- 1.5%
- cashback_valuta_reward
- BEST o asset scelto
- atm_fee_pct
- 2%
- atm_limit
- €500/giorno
- requisito
- BEST token holding
- Cashback maggiorato (BEST holding required)
Bitpanda Black
- Price
- Free
- fee_emissione_eur
- Free
- fx_markup_pct
- 0%
- Cashback
- 2%
- cashback_valuta_reward
- BEST o asset scelto
- atm_fee_pct
- 2%
- atm_limit
- €500/giorno
- requisito
- BEST VIP top tier
- Cashback 2% max
- Priority support
Strengths
- 600+ crypto asset; MiCA-compliant; 4.69/5 App Store.
Weaknesses
- Cashback 0% on stablecoin/fiat/metalli; ATM fee 2%.
Verdict
600+ crypto asset; MiCA-compliant; 4.69/5 App Store. Cashback 0% on stablecoin/fiat/metalli; ATM fee 2%. ATM fee 2% or €2 min; cashback only 1% on crypto volatile
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
FAQ
Is Bitpanda Card a safe card?
Bitpanda Card is a custodial card on the Visa network. It is regulated by FMA Austria. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is custodial.
How much does Bitpanda Card cost?
The card has no annual fee. Issuance is free. The FX markup is 0% (no surcharge). See the tier table for full conditions.
Does Bitpanda Card offer cashback?
Yes: cashback goes up to 1% in BEST o asset scelto, depending on the tier.
Is Bitpanda Card available in Italy?
Yes, Bitpanda Card is available in Italy. The provider is listed in the Italian OAM register of virtual-currency operators.
Is Bitpanda Card custodial or self-custody?
Bitpanda Card uses a custodial model. Funds are held by the issuer: you do not have direct control of the private keys.
Sources
- Official service page Data verified on Jun 1, 2026
- Verified source Data verified on Jun 13, 2026
Update history
- Entry rebuilt from the v2 canonical dataset (manually verified record).