BONKx Card
BonkX · Visa
BONKx (BonkX) is a crypto payment card marketed as a premium neobank built on Solana and powered by the BONK token, issued on the Visa network (Visa Infinite tier) and accepted at over 150 million Visa merchants across 150+ countries. It offers an instant virtual card plus a physical card, with spending secured by cryptocurrency collateral. The official terms now declare a NON-custodial model: BonkX, Inc. (a Delaware, United States company) is a technology company providing software to manage self-custody crypto wallets and to access card payment services delivered by third parties; it is neither a bank nor the card issuer. The card program is provided in partnership with Signify Holdings, Inc. (d/b/a 'Rain') and the card is issued by a bank partner under Visa license. The service is NOT available to residents or citizens of the United States. The loyalty program is based on BXP (Bonk Experience Points), with an earn rate that grows with membership tenure. NOTE: as of the verification date the product is still in waitlist / limited-access phase (beta, not yet live) and the card's official numbers are not publicly documented: issuance fee, annual fee, FX markup, cashback percentage, and ATM fees/limits are undisclosed (the fees page is not public).
Data & conditions
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| ATM withdrawal | not declared |
| FX markup | 0% |
| Cashback | Not disclosed |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 3/10 |
| Supported countries | EEA, UK, APAC, LATAM, MENA, AFRICA |
| Estimated net annual cost | €0/year |
| Segment | B2C |
| MiCA / License status | Not disclosed |
Strengths
- Visa Infinite network with global acceptance at 150M+ merchants in 150+ countries
- Non-custodial model: self-custody of assets, crypto collateral not held or controlled by BonkX
- Instant virtual card plus physical card, native Solana/BONK ecosystem integration; card program via Rain with a bank-partner issuer under Visa license
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Still in beta / waitlist: not yet publicly available
- Key numbers undocumented: fees, cashback and ATM limits undisclosed (fees page not public)
- Mandatory full KYC and service not available in the United States
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Uncertain protection: the official terms now declare a NON-custodial, self-custody model (BonkX, Inc. is a technology company, not a bank nor the card issuer). The card program runs in partnership with Signify Holdings (d/b/a 'Rain') and the card is issued by a bank partner under Visa license. Significant caveats remain: the product is still in beta/waitlist (not live), KYC is full, and key numbers (fees, cashback, ATM limits) are not publicly documented.
Medium sovereignty: the official terms declare a non-custodial, self-custody model (BonkX does not hold or control user funds), which materially raises sovereignty versus a custodial card. Limits remain: mandatory full KYC, service not available in the United States and a product still in beta.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used BONKx Card, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
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FAQ
Which network and blockchain does the BONKx card run on?
The card is issued on the Visa network (Visa Infinite tier) by a bank partner under Visa license, with the program run in partnership with Signify Holdings (d/b/a 'Rain'); it is accepted at 150M+ Visa merchants in 150+ countries. The ecosystem is built on Solana and powered by the BONK token, and the official terms declare a non-custodial (self-custody) model.
How much does the BONKx card cost and what cashback does it offer?
As of the verification date the product is still in beta / waitlist and the costs (issuance fee, annual fee, FX markup) and the cashback percentage are not publicly documented: the fees page is not accessible. The loyalty program is based on BXP (Bonk Experience Points), with an earn rate that grows with membership tenure.
Sources
- Official service page Payment network · Blockchain · Virtual card · Azienda · +5 Data verified on Jul 11, 2026
- todey.xyz Kyc · Regioni Data verified on Jun 22, 2026