Best crypto cards in Italy 2026
Ranking updated August 2026 · 114 verified services
Ranked by editorial rating — placement is never for sale
Crypto cards available to Italian residents, compared on real cashback, costs and verified licences. Ranked by editorial rating, with up-to-date data and a source for every entry.
The top pick is MetaMask Card (rated 5.0/5), with real cashback up to 3%.Kraken Krak Card and Payy Card follow. Verified data, with a source for every entry.
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1
Cashback up to 3% €0
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2
Kraken Krak CardS Crypto Exchange Cards
Zero explicit fees, 0% FX markup, quarterly PoR — the most transparent card in Europe.
Cashback up to 2% €0 -
3
Payy CardS Privacy-Focused Crypto Cards
Non-custodial stablecoin Visa card with zero-knowledge privacy: no on-chain data exposed; live since 2025; privacy 9/10.
€0 -
4
Cashback up to 5% €0
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5
SuperformA Crypto Neobanks
User-owned neobank: funds mai in custody of the platform; $180M+ depositi;auditato; privacy 9/10.
€0 -
6
Bybit Card EEAA Crypto Exchange Cards
1% unlimited USDT cashback with no spending caps; competitive 0.5% FX in the EEA.
Cashback up to 1% €0 -
7
Coinbase CardS Crypto Exchange Cards
Institutional strength: NASDAQ-listed company with $220B+ in custody
€0 -
8
Cashback up to 2% €0
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9
PayPal CryptoA Stablecoin Yield & Savings Apps
430M+ users; PYUSD stablecoin native ETH+Solana; integration Venmo/Braintree.
€0 -
10
Cashback up to 8% €0
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11
Cashback up to 2% €0
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12
Cashback up to 5% €0
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13
Ready Card (Argent)A Non-Custodial Crypto Cards
Self-custodial on Starknet; session-key architecture; near-zero gas.
Cashback up to 3% €0 -
14
Avici MoneyA Crypto Neobanks
Self-custodial Visa card; 0% Avici FX; free ATM on the Signature tier; 20% referral; MetaDAO-backed.
€0 -
15
Cashback up to 1% €0
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16
€0
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17
Tria CardA Crypto Neobanks
TSS self-custody (no seed phrase); 0% FX; 15% APY wallet; 180+ countries.
Cashback up to 6% €23 -
18
Altitude CardB Non-Custodial Crypto Cards
Self-custodial: Squads states it does not take custody of funds (balances in stablecoins)
Cashback up to 2% €0 -
19
Bitget Wallet CardA Crypto Exchange Cards
80M+ users; multi-chain USDT/USDC; Apple/Google/LINE Pay.
€0 -
20
Cashback up to 2% €0
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21
DeblockA Non-Custodial Crypto Cards
Europe's first on-chain bank; French IBAN; SEPA Instant; 4% Premium yield.
Cashback up to 1% €0 -
22
€0
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23
MiniPayB Stablecoin Yield & Savings Apps
16M+ activated wallets; self-custody (user holds keys); zero gas for user; P2P via phone number; USDT/USDC/cUSD; Visa card; 65+ countries.
€0 -
24
€0
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25
MPCVault CardB Non-Custodial Crypto Cards
Non-custodial multi-signature MPC wallet: key split into 3 shares, no single party has full control
€0 -
26
Cashback up to 5% €0
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27
OobitB Privacy-Focused Crypto Cards
Self-custody (connected wallet); 150+ countries; 5% stablecoin / 10% OOB cashback.
Cashback up to 10% €0 -
28
Pera CardB Non-Custodial Crypto Cards
Non-custodial: USDCa funds stay in the user's own Algorand wallet until payment, with free withdrawal and no approvals needed
Cashback up to 2% €0 -
29
Picnic CardB Non-Custodial Crypto Cards
Self-custodial with on-chain settlement on Gnosis Chain: the user controls the keys.
Cashback up to 5% €0 -
30
Plasma OneA Crypto Neobanks
One of the first stablecoin-native neobanks; 2-4% cashback in XPL; yield up to ~6% APY.
Cashback up to 4% €0 -
31
Rebind CardB Non-Custodial Crypto Cards
Self-custodial: funds stay in the user's Safe smart account, Rebind cannot move them
Cashback up to 5% €0 -
32
Spritz CardB Non-Custodial Crypto Cards
Direct funding from a self-custody wallet supporting 50,000+ tokens across many chains
Cashback up to 5% €0 -
33
€0
-
34
WavecardB Crypto Neobanks
Self-custodial: bitcoin stays in the user's own Lightning wallet via Nostr Wallet Connect until payment
€3 -
35
€0
-
36
ARQ (ex DolarApp)B Stablecoin Yield & Savings Apps
2M+ clients; stablecoin cross-border; USDC up to 4.5% APY (2% on the free tier); multi-currency.
€0 -
37
Cashback up to 1% €0
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38
Zeal CardA Non-Custodial Crypto Cards
Self-custody white-label on Gnosis Pay; 0% FX; up to 5% GNO cashback.
Cashback up to 5% -
39
Cashback up to 8% €0
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40
Exodus Spend CardB Non-Custodial Crypto Cards
Non-custodial delegation model; 0% FX; 30+ countries; Apple/Google Pay.
€0 -
41
FizenB Stablecoin Yield & Savings Apps
Self-custody (user holds keys); tokenized stocks/T-bills/ETFs; pay crypto for hotels/flights/eSIM; 170+ countries.
Cashback up to 8% -
42
€0
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43
Cashback up to 9% €84
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44
Cashback up to 1.5% €0
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45
CopperxB Stablecoin Yield & Savings Apps
USDC corporate card; 5% points; unlimited virtual cards; AI expense mgmt.
Cashback up to 5% €0 -
46
ether.fi CashC Non-Custodial Crypto Cards
Spend-against-staked-ETH: spend without selling (tax-efficient).
Cashback up to 3% €0 -
47
€0
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48
KuCard (KuCoin)B Crypto Exchange Cards
Available in the EEA/Italy; up to 3% KCS cashback (with staking); Visa.
Cashback up to 3% €0 -
49
Cashback up to 2% €0
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50
Bit2Me CardB Crypto Exchange Cards
Strong regulatory standing: first Spanish firm with full MiCA/CNMV authorization
Cashback up to 7% €0 -
51
Cardano CardB Crypto Exchange Cards
Spend ADA and 685+ crypto anywhere Visa is accepted, built into the Wirex app.
Cashback up to 8% €0 -
52
Mercuryo SpendB Crypto Exchange Cards
Self-custody model: funds stay in your wallet, with native Ledger Live integration to fund the card from a Ledger hardware device
€0 -
53
MEXC x ether.fi CardB Non-Custodial Crypto Cards
Self-custody: assets stay on-chain under the user's control until spent
Cashback up to 4% €0 -
54
Morse CardB Non-Custodial Crypto Cards
Self-custody Solana wallet: the user keeps control of funds.
€0 -
55
Solflare CardB Non-Custodial Crypto Cards
Solflare wallet on Solana (4.8/5 App Store); Google Pay; free SEPA reloads.
€0 -
56
Tuyo CardB Non-Custodial Crypto Cards
Self-custodial on Base; Apple/Google Pay; DeFi vaults ~11% APY.
€0 -
57
XPlace CardB Non-Custodial Crypto Cards
Borrow-to-spend: deposit SOL/ETH/BTC/USDT, earn yield, spend USDC; Visa; up to 4% cashback.
Cashback up to 4% €0 -
58
Laso FinanceC Privacy-Focused Crypto Cards
Activate with email or self-custodial wallet only (no ID upload)
€0 -
59
Leading CardC Privacy-Focused Crypto Cards
50+ available BINs; no KYC; 3DS support; designed for digital marketing.
€0 -
60
€108
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61
BingCardC Privacy-Focused Crypto Cards
No-KYC virtual/physical card; Canada MSB; 130+ countries; multiple BINs available.
€25 -
62
BrightyC Crypto Neobanks
Card cashback up to 1.75%; stablecoin Earning Vault up to 10% APY; multi-currency account.
Cashback up to 1.75% €0 -
63
Cashback up to 3% €0
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64
€0
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65
ZyptoC Stablecoin Yield & Savings Apps
DeFi wallet integrated; 100+ crypto; Apple/Google/Samsung Pay.
€0 -
66
Cashback up to 5% €0
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67
Uquid CardC Stablecoin Yield & Savings Apps
178M+ prodotti digitali; BNPL in crypto 90gg; 100+ crypto; from 2016.
€12 -
68
Bitsa CardC Privacy-Focused Crypto Cards
Crypto top-up (BTC, ETH and others) with automatic euro conversion and a Spanish IBAN
Cashback up to 15% €0 -
69
Cashback up to 1% €10
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70
€0
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71
Crydit CardC Crypto Neobanks
Visa network accepted in 210+ countries with conversion across 160+ fiat currencies
€0 -
72
Cryptopay CardC Crypto Exchange Cards
Track record since 2013; Visa with Apple/Google Pay; FCA registration.
€12 -
73
DogPay CardC Crypto Exchange Cards
Both virtual and physical cards with Visa acceptance in 140+ countries
€0 -
74
Cashback up to 5% €0
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75
Cashback up to 5% €0
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76
HavenC Non-Custodial Crypto Cards
Non-custodial self-custody with privacy-first by design: real-world spending and wallet never linked.
€0 -
77
HypurrFi CardB Non-Custodial Crypto Cards
Non-custodial on-chain credit card: spend without selling, crypto stays on-chain as productive collateral
€0 -
78
Cashback up to 2% €0
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79
Kolo CardB Non-Custodial Crypto Cards
Self-custody: assets stay in the user's multichain wallet until payment
Cashback up to 2% €0 -
80
NebeusB Crypto Neobanks
Full ecosystem: crypto-backed loans, multi-currency account with SEPA IBAN and a Mastercard in a single app
€0 -
81
Osmosis PayC Non-Custodial Crypto Cards
Self-custody until conversion: assets stay in your self-custodied Osmosis wallet until you fund the card
€0 -
82
Pengu CardB Crypto Exchange Cards
Accepted on the Visa network at over 150 million merchants in 170+ countries
Cashback up to 3% €0 -
83
Cashback up to 1% €0
-
84
€0
-
85
Tonhub CardB Non-Custodial Crypto Cards
Non-custodial wallet: funds stay in a user-controlled smart contract until the charge settles
€0 -
86
Trustee Plus CardB Crypto Neobanks
Virtual Visa card ready for Apple Pay/Google Pay, no annual fee and 0% FX markup
Cashback up to 2% €0 -
87
Utorg CardC Crypto Exchange Cards
Non-custodial model: keys and crypto stay under the user's control
€0 -
88
WaldenPayC Privacy-Focused Crypto Cards
Privacy-focused; no KYC; minimal cookie policy; Telegram support.
€0 -
89
xPortal CardB Non-Custodial Crypto Cards
Non-custodial model: assets stay in the xPortal wallet whose keys you keep, while the card runs on Mastercard
Cashback up to 0.5% €0 -
90
ZEN CardB Crypto Neobanks
Multi-currency account with 28 currencies and a dedicated Lithuanian IBAN for SEPA and SWIFT
€0 -
91
€0
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92
€0
-
93
PayWideD Privacy-Focused Crypto Cards
40+ crypto supported; no KYC; auth via wallet Web3; privacy 7/10.
€0 -
94
€30
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95
€0
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96
Cashback up to 4% €0
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97
€0
-
98
Goblin CardsD Privacy-Focused Crypto Cards
Popular in the degen community; Google Pay; Lightning BTC; XMR supported.
€0 -
99
€0
-
100
TXBFI CardC Crypto Exchange Cards
Low FX markup (0.6%) and no monthly or annual fee, with one-off lifetime tier pricing
Cashback up to 0.4% €0 -
101
Cashback up to 3% €3,337
-
102
€0
-
103
BipTap CardD Crypto Exchange Cards
Cashback up to 5% on higher tiers and a free virtual card on the Lite plan
Cashback up to 5% €0 -
104
Cashback up to 5.5% €0
-
105
Bit.Store CardC Crypto Exchange Cards
No-KYC Mastercard virtual card, quick to activate and usable with Apple Pay and Google Pay
€0 -
106
Credits Debit CardC Crypto Neobanks
Multi-currency IBAN accounts integrated with the card and crypto services (BTC, ETH, TRON)
€0 -
107
Cashback up to 1% €0
-
108
E Money CardC Crypto Neobanks
Up to 2% cashback redeemable in various cryptocurrencies across multiple chains
Cashback up to 2% €0 -
109
Kardpay CardC Crypto Exchange Cards
Instant virtual issuance on the Mastercard network, with Apple Pay and Google Pay
€26 -
110
KazePay CardC Crypto Neobanks
Wide acceptance: Visa/Mastercard in 210+ countries, instant virtual card + Apple/Google Pay
€23 -
111
MPay CardC Non-Custodial Crypto Cards
Self-custody with no KYC: connect your own wallet without identification for most users
€0 -
112
PokePay CardC Crypto Neobanks
Wide Visa acceptance (130M+ merchants) with both virtual and physical cards
€5 -
113
Revuto CardC Non-Custodial Crypto Cards
Linked wallet is non-custodial: the user keeps control of their own funds.
Cashback up to 4% €0 -
114
XHype CardD Privacy-Focused Crypto Cards
No-KYC sign-up with only email/phone and instant virtual card
€108
Frequently asked questions
What is the best crypto card in Italy?
It depends on how you spend: those chasing the highest cashback choose differently from those who want zero fixed costs or key control. This page lists the cards available to Italian residents ranked by editorial rating, with real cashback, costs and verified licences. The card at the top is the one with the highest overall score among those operating in Italy.
Are crypto cards legal in Italy?
Yes, using a crypto card in Italy is legal. Most issuers operating here hold a European licence (EMI or, increasingly, MiCA). Correctly declaring your capital gains remains your responsibility: see the «Crypto and taxes in Italy» guide on promp.it.
How are crypto cards taxed in Italy in 2026?
When you pay with crypto you are technically selling the asset, so a capital gain is triggered. From 2026 crypto capital gains in Italy are taxed at 33% and the old €2,000 exemption threshold has been abolished; they must also be reported in the «Quadro RW». The promp.it regulation guide lists rates, thresholds and up-to-date official sources.
Is high cashback or low fees the better deal?
It depends on your spending. High cashback often requires token staking and has monthly caps, while the FX markup costs you on every foreign-currency purchase. For modest spending or frequent travel, a 0% FX, zero-fee card often beats a higher headline cashback. The promp.it /reveal tool computes the real net return.