Best crypto cards in the EEA 2026
Ranking updated August 2026 · 179 verified services
Ranked by editorial rating — placement is never for sale
Crypto cards available across the European Economic Area, many MiCA-licensed. Compared on cashback and real costs, ranked by rating.
The top pick is MetaMask Card (rated 5.0/5), with real cashback up to 3%.Kraken Krak Card and Payy Card follow. Verified data, with a source for every entry.
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1
Cashback up to 3% €0
-
2
Kraken Krak CardS Crypto Exchange Cards
Zero explicit fees, 0% FX markup, quarterly PoR — the most transparent card in Europe.
Cashback up to 2% €0 -
3
Payy CardS Privacy-Focused Crypto Cards
Non-custodial stablecoin Visa card with zero-knowledge privacy: no on-chain data exposed; live since 2025; privacy 9/10.
€0 -
4
Cashback up to 5% €0
-
5
SuperformA Crypto Neobanks
User-owned neobank: funds mai in custody of the platform; $180M+ depositi;auditato; privacy 9/10.
€0 -
6
Bybit Card EEAA Crypto Exchange Cards
1% unlimited USDT cashback with no spending caps; competitive 0.5% FX in the EEA.
Cashback up to 1% €0 -
7
Coinbase CardS Crypto Exchange Cards
Institutional strength: NASDAQ-listed company with $220B+ in custody
€0 -
8
Cashback up to 2% €0
-
9
Cashback up to 8% €0
-
10
Cashback up to 2% €0
-
11
Cashback up to 5% €0
-
12
Ready Card (Argent)A Non-Custodial Crypto Cards
Self-custodial on Starknet; session-key architecture; near-zero gas.
Cashback up to 3% €0 -
13
AgoraA Stablecoin Yield & Savings Apps
Institutional reserve structure: VanEck management, State Street custody and administration, 1:1 backing in cash/T-bills/repo.
-
14
Avici MoneyA Crypto Neobanks
Self-custodial Visa card; 0% Avici FX; free ATM on the Signature tier; 20% referral; MetaDAO-backed.
€0 -
15
Cashback up to 1% €0
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16
€0
-
17
Tria CardA Crypto Neobanks
TSS self-custody (no seed phrase); 0% FX; 15% APY wallet; 180+ countries.
Cashback up to 6% €23 -
18
Altitude CardB Non-Custodial Crypto Cards
Self-custodial: Squads states it does not take custody of funds (balances in stablecoins)
Cashback up to 2% €0 -
19
Bitget Wallet CardA Crypto Exchange Cards
80M+ users; multi-chain USDT/USDC; Apple/Google/LINE Pay.
€0 -
20
Cashback up to 2% €0
-
21
DeblockA Non-Custodial Crypto Cards
Europe's first on-chain bank; French IBAN; SEPA Instant; 4% Premium yield.
Cashback up to 1% €0 -
22
€0
-
23
IronA Stablecoin Yield & Savings Apps
Single API for on/off-ramp, virtual accounts, payouts, checkout and stablecoin OTC.
-
24
Lava CardA Non-Custodial Crypto Cards
Cashback paid in Bitcoin (up to 5% at partner merchants, 3% in the US on every purchase)
Cashback up to 5% €0 -
25
M0A Stablecoin Yield & Savings Apps
Modular infrastructure letting third parties issue branded stablecoins on a shared, collateralized base.
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26
MiniPayB Stablecoin Yield & Savings Apps
16M+ activated wallets; self-custody (user holds keys); zero gas for user; P2P via phone number; USDT/USDC/cUSD; Visa card; 65+ countries.
€0 -
27
€0
-
28
MPCVault CardB Non-Custodial Crypto Cards
Non-custodial multi-signature MPC wallet: key split into 3 shares, no single party has full control
€0 -
29
Cashback up to 5% €0
-
30
OobitB Privacy-Focused Crypto Cards
Self-custody (connected wallet); 150+ countries; 5% stablecoin / 10% OOB cashback.
Cashback up to 10% €0 -
31
Pera CardB Non-Custodial Crypto Cards
Non-custodial: USDCa funds stay in the user's own Algorand wallet until payment, with free withdrawal and no approvals needed
Cashback up to 2% €0 -
32
Picnic CardB Non-Custodial Crypto Cards
Self-custodial with on-chain settlement on Gnosis Chain: the user controls the keys.
Cashback up to 5% €0 -
33
Plasma OneA Crypto Neobanks
One of the first stablecoin-native neobanks; 2-4% cashback in XPL; yield up to ~6% APY.
Cashback up to 4% €0 -
34
Rebind CardB Non-Custodial Crypto Cards
Self-custodial: funds stay in the user's Safe smart account, Rebind cannot move them
Cashback up to 5% €0 -
35
Spritz CardB Non-Custodial Crypto Cards
Direct funding from a self-custody wallet supporting 50,000+ tokens across many chains
Cashback up to 5% €0 -
36
StablesA Stablecoin Yield & Savings Apps
Claimed coverage of 160+ markets and payouts in 26 currencies; SOC 2; multiple licences (AUSTRAC, Poland VASP, FINTRAC Canada); single API for compliance and settlement.
Cashback up to 6% €0 -
37
€0
-
38
WavecardB Crypto Neobanks
Self-custodial: bitcoin stays in the user's own Lightning wallet via Nostr Wallet Connect until payment
€3 -
39
€0
-
40
ARQ (ex DolarApp)B Stablecoin Yield & Savings Apps
2M+ clients; stablecoin cross-border; USDC up to 4.5% APY (2% on the free tier); multi-currency.
€0 -
41
Ethena LabsB Stablecoin Yield & Savings Apps
The largest synthetic dollar and third-largest digital dollar by circulation.
-
42
Cashback up to 1% €0
-
43
Zeal CardA Non-Custodial Crypto Cards
Self-custody white-label on Gnosis Pay; 0% FX; up to 5% GNO cashback.
Cashback up to 5% -
44
Cashback up to 8% €0
-
45
Exodus Spend CardB Non-Custodial Crypto Cards
Non-custodial delegation model; 0% FX; 30+ countries; Apple/Google Pay.
€0 -
46
FizenB Stablecoin Yield & Savings Apps
Self-custody (user holds keys); tokenized stocks/T-bills/ETFs; pay crypto for hotels/flights/eSIM; 170+ countries.
Cashback up to 8% -
47
€0
-
48
Cashback up to 9% €84
-
49
Rain CardB Stablecoin Yield & Savings Apps
Cashback in USDC stable; Visa Principal Member; 150+ jurisdictions.
€0 -
50
Cashback up to 1.5% €0
-
51
CopperxB Stablecoin Yield & Savings Apps
USDC corporate card; 5% points; unlimited virtual cards; AI expense mgmt.
Cashback up to 5% €0 -
52
ether.fi CashC Non-Custodial Crypto Cards
Spend-against-staked-ETH: spend without selling (tax-efficient).
Cashback up to 3% €0 -
53
€0
-
54
dtcpay Digital Treasures CardB Crypto Exchange Cards
Issued by a MAS Singapore-licensed Major Payment Institution
€0 -
55
EcoB Stablecoin Yield & Savings Apps
Self-custody wallet (Beam) with account abstraction on low-fee L2s (Optimism, Base).
-
56
KuCard (KuCoin)B Crypto Exchange Cards
Available in the EEA/Italy; up to 3% KCS cashback (with staking); Visa.
Cashback up to 3% €0 -
57
Cashback up to 2% €0
-
58
Bit2Me CardB Crypto Exchange Cards
Strong regulatory standing: first Spanish firm with full MiCA/CNMV authorization
Cashback up to 7% €0 -
59
Cardano CardB Crypto Exchange Cards
Spend ADA and 685+ crypto anywhere Visa is accepted, built into the Wirex app.
Cashback up to 8% €0 -
60
Mercuryo SpendB Crypto Exchange Cards
Self-custody model: funds stay in your wallet, with native Ledger Live integration to fund the card from a Ledger hardware device
€0 -
61
MEXC x ether.fi CardB Non-Custodial Crypto Cards
Self-custody: assets stay on-chain under the user's control until spent
Cashback up to 4% €0 -
62
Morse CardB Non-Custodial Crypto Cards
Self-custody Solana wallet: the user keeps control of funds.
€0 -
63
Solflare CardB Non-Custodial Crypto Cards
Solflare wallet on Solana (4.8/5 App Store); Google Pay; free SEPA reloads.
€0 -
64
Tuyo CardB Non-Custodial Crypto Cards
Self-custodial on Base; Apple/Google Pay; DeFi vaults ~11% APY.
€0 -
65
UR CardB Crypto Neobanks
Multicurrency Swiss IBAN (EUR/CHF/USD) with SEPA and SWIFT, under FINMA license
€144 -
66
XPlace CardB Non-Custodial Crypto Cards
Borrow-to-spend: deposit SOL/ETH/BTC/USDT, earn yield, spend USDC; Visa; up to 4% cashback.
Cashback up to 4% €0 -
67
BlendB Stablecoin Yield & Savings Apps
Non-custodial architecture: funds stay on-chain under user control.
-
68
PodsB Stablecoin Yield & Savings Apps
Non-custodial: users keep control of funds, no centralized custody.
-
69
Laso FinanceC Privacy-Focused Crypto Cards
Activate with email or self-custodial wallet only (no ID upload)
€0 -
70
Leading CardC Privacy-Focused Crypto Cards
50+ available BINs; no KYC; 3DS support; designed for digital marketing.
€0 -
71
€108
-
72
YO ProtocolB Stablecoin Yield & Savings Apps
Automatic yield optimization and rebalancing across multiple chains, verifiable on-chain.
-
73
BingCardC Privacy-Focused Crypto Cards
No-KYC virtual/physical card; Canada MSB; 130+ countries; multiple BINs available.
€25 -
74
BrightyC Crypto Neobanks
Card cashback up to 1.75%; stablecoin Earning Vault up to 10% APY; multi-currency account.
Cashback up to 1.75% €0 -
75
Cashback up to 3% €0
-
76
€0
-
77
TopNod CardC Crypto Neobanks
Direct spending from the self-custody wallet, no pre-loading or card top-up needed.
€0 -
78
ZyptoC Stablecoin Yield & Savings Apps
DeFi wallet integrated; 100+ crypto; Apple/Google/Samsung Pay.
€0 -
79
Cashback up to 5% €0
-
80
Uquid CardC Stablecoin Yield & Savings Apps
178M+ prodotti digitali; BNPL in crypto 90gg; 100+ crypto; from 2016.
€12 -
81
Avvio CardB Privacy-Focused Crypto Cards
Genuine self-custody: keys are managed via Turnkey MPC and remain exportable by the user
€0 -
82
BenPay CardB Privacy-Focused Crypto Cards
Non-custodial: keys stay on-device, only the spending amount moves to the card
€10 -
83
Bitsa CardC Privacy-Focused Crypto Cards
Crypto top-up (BTC, ETH and others) with automatic euro conversion and a Spanish IBAN
Cashback up to 15% €0 -
84
Cashback up to 1% €10
-
85
€0
-
86
€0
-
87
Crydit CardC Crypto Neobanks
Visa network accepted in 210+ countries with conversion across 160+ fiat currencies
€0 -
88
Cryptopay CardC Crypto Exchange Cards
Track record since 2013; Visa with Apple/Google Pay; FCA registration.
€12 -
89
Decaf CardB Non-Custodial Crypto Cards
Self-custody: funds stay in the Decaf wallet on Solana and you control the keys.
€0 -
90
DogPay CardC Crypto Exchange Cards
Both virtual and physical cards with Visa acceptance in 140+ countries
€0 -
91
Endl CardC Crypto Neobanks
Very wide payout coverage: 160+ countries via local rails, SWIFT and stablecoins
€0 -
92
Exa CardB Non-Custodial Crypto Cards
Self-custody with biometric passkeys (Webauthn): no seed phrase, funds stay under user control on Optimism.
€0 -
93
Firma CardB Non-Custodial Crypto Cards
Self-custodial: funds stay under the user's control via passkey or 12-word seed.
€0 -
94
Cashback up to 5% €0
-
95
Geme CardC Privacy-Focused Crypto Cards
Non-custodial wallet: the user keeps control of keys and funds
Cashback up to 2% €0 -
96
Cashback up to 5% €0
-
97
HavenC Non-Custodial Crypto Cards
Non-custodial self-custody with privacy-first by design: real-world spending and wallet never linked.
€0 -
98
HypurrFi CardB Non-Custodial Crypto Cards
Non-custodial on-chain credit card: spend without selling, crypto stays on-chain as productive collateral
€0 -
99
€0
-
100
Karma CardB Non-Custodial Crypto Cards
Self-custody: funds stay on-chain in the wallet until payment
€0 -
101
€0
-
102
Cashback up to 2% €0
-
103
€120
-
104
Kolo CardB Non-Custodial Crypto Cards
Self-custody: assets stay in the user's multichain wallet until payment
Cashback up to 2% €0 -
105
Mobilum CardB Crypto Exchange Cards
Crypto-to-fiat conversion at point of sale on the global Mastercard network
€7 -
106
Moto CardC Non-Custodial Crypto Cards
Non-custodial: funds stay in smart-contract reserves on Solana and keep earning yield
Cashback up to 5% €0 -
107
NAKA CardB Non-Custodial Crypto Cards
Self-custody: stablecoins stay in the user's wallet with on-chain settlement on Polygon
€0 -
108
NebeusB Crypto Neobanks
Full ecosystem: crypto-backed loans, multi-currency account with SEPA IBAN and a Mastercard in a single app
€0 -
109
€49
-
110
Offramp CardB Non-Custodial Crypto Cards
Self-custody: assets stay on-chain in the user's wallet until settlement
€0 -
111
OnboardC Crypto Neobanks
EUR, GBP and USD accounts can be opened from the app (the former OnboardPay was replaced by this feature)
€0 -
112
€12
-
113
Osmosis PayC Non-Custodial Crypto Cards
Self-custody until conversion: assets stay in your self-custodied Osmosis wallet until you fund the card
€0 -
114
Pengu CardB Crypto Exchange Cards
Accepted on the Visa network at over 150 million merchants in 170+ countries
Cashback up to 3% €0 -
115
PEXX CardB Crypto Exchange Cards
Free virtual card issuance, active within about a minute of the deposit
€0 -
116
Cashback up to 1% €0
-
117
Pyra CardB Non-Custodial Crypto Cards
True self-custody: Pyra cannot access your balance until you authorize a transaction
€0 -
118
Raycash CardB Crypto Neobanks
Non-custodial: keys and funds stay with the user, Raycash never accesses them
€0 -
119
Sana CardB Non-Custodial Crypto Cards
Self-custody: assets stay owned and custodied by the user on the Solana network
€0 -
120
SatPay CardC Non-Custodial Crypto Cards
Self-custody: BTC staking uses native timelocks on Core DAO, with no bridges or third-party custodians
€0 -
121
SecondFi CardC Non-Custodial Crypto Cards
Self-custodial: funds stay in the user's wallet until payment, with on-chain settlement.
€0 -
122
€0
-
123
Stealf CardC Non-Custodial Crypto Cards
Self-custody model: the user holds the keys to the private wallet
€0 -
124
Tonhub CardB Non-Custodial Crypto Cards
Non-custodial wallet: funds stay in a user-controlled smart contract until the charge settles
€0 -
125
TP CardB Non-Custodial Crypto Cards
Self-custody model: the card is linked 1:1 to the on-chain wallet, crypto stays under user control
€0 -
126
Trustee Plus CardB Crypto Neobanks
Virtual Visa card ready for Apple Pay/Google Pay, no annual fee and 0% FX markup
Cashback up to 2% €0 -
127
UPay CardC Crypto Exchange Cards
Broad global coverage (150+ countries) on Visa and Mastercard rails, with Apple Pay and Google Pay.
Cashback up to 3% €10 -
128
Utorg CardC Crypto Exchange Cards
Non-custodial model: keys and crypto stay under the user's control
€0 -
129
Veil CardC Privacy-Focused Crypto Cards
Non-custodial model with in-app privacy swaps and bridges for less traceable on-chain movements
Cashback up to 5% €0 -
130
WaldenPayC Privacy-Focused Crypto Cards
Privacy-focused; no KYC; minimal cookie policy; Telegram support.
€0 -
131
xPortal CardB Non-Custodial Crypto Cards
Non-custodial model: assets stay in the xPortal wallet whose keys you keep, while the card runs on Mastercard
Cashback up to 0.5% €0 -
132
Xverse CardC Non-Custodial Crypto Cards
Stated self-custody model: company says it cannot freeze or access funds
€0 -
133
Zebec CardC Non-Custodial Crypto Cards
Non-custodial model: funds stay in your wallet until loading.
€0 -
134
ZEN CardB Crypto Neobanks
Multi-currency account with 28 currencies and a dedicated Lithuanian IBAN for SEPA and SWIFT
€0 -
135
€0
-
136
Zoomex CardB Crypto Exchange Cards
Dedicated multi-currency IBAN with native settlement in USD, EUR, CHF and more
€0 -
137
€0
-
138
PayWideD Privacy-Focused Crypto Cards
40+ crypto supported; no KYC; auth via wallet Web3; privacy 7/10.
€0 -
139
€30
-
140
€0
-
141
Cashback up to 4% €0
-
142
€0
-
143
Goblin CardsD Privacy-Focused Crypto Cards
Popular in the degen community; Google Pay; Lightning BTC; XMR supported.
€0 -
144
KOSH CardC Crypto Neobanks
Stablecoin-powered USD account with a globally accepted Visa card, online, in-store and abroad.
€10 -
145
€0
-
146
NoOnes CardC Crypto Exchange Cards
Fast onboarding (under 5 minutes) and symbolic activation cost (~1 USD), no annual fee
€1 -
147
€0
-
148
TXBFI CardC Crypto Exchange Cards
Low FX markup (0.6%) and no monthly or annual fee, with one-off lifetime tier pricing
Cashback up to 0.4% €0 -
149
Cashback up to 3% €3,337
-
150
AISI Bank CardD Crypto Neobanks
Non-custodial model: the AISI platform leaves users in control of keys and funds when trading
€0 -
151
Amp Black CardC Crypto Neobanks
Self-custodial collateral on Solana: the user keeps custody of the stablecoins
€0 -
152
€0
-
153
Axiome Pay CardC Crypto Exchange Cards
Wide range of virtual and physical cards (Visa and Mastercard) accepted in 170+ countries
€20 -
154
BipTap CardD Crypto Exchange Cards
Cashback up to 5% on higher tiers and a free virtual card on the Lite plan
Cashback up to 5% €0 -
155
Cashback up to 5.5% €0
-
156
Bit.Store CardC Crypto Exchange Cards
No-KYC Mastercard virtual card, quick to activate and usable with Apple Pay and Google Pay
€0 -
157
BONKx CardC Crypto Exchange Cards
Visa Infinite network with global acceptance at 150M+ merchants in 150+ countries
€0 -
158
Credits Debit CardC Crypto Neobanks
Multi-currency IBAN accounts integrated with the card and crypto services (BTC, ETH, TRON)
€0 -
159
€0
-
160
Cypher CardD Privacy-Focused Crypto Cards
The wind-down is orderly and was announced in advance by the company, with withdrawals stated to be fee-free until 6 Sep 2026 — the opposite of the cards in this category that vanish without notice.
Cashback up to 5% €0 -
161
Cashback up to 1% €0
-
162
EB1 CardC Crypto Neobanks
Both virtual and physical card with stablecoin top-up (USDT/USDC) plus BTC and ETH
€0 -
163
E Money CardC Crypto Neobanks
Up to 2% cashback redeemable in various cryptocurrencies across multiple chains
Cashback up to 2% €0 -
164
Kardpay CardC Crypto Exchange Cards
Instant virtual issuance on the Mastercard network, with Apple Pay and Google Pay
€26 -
165
KazePay CardC Crypto Neobanks
Wide acceptance: Visa/Mastercard in 210+ countries, instant virtual card + Apple/Google Pay
€23 -
166
MaxSwap CardC Crypto Exchange Cards
Fast virtual card issuance via Telegram, with Apple Pay and Google Pay
€0 -
167
MPay CardC Non-Custodial Crypto Cards
Self-custody with no KYC: connect your own wallet without identification for most users
€0 -
168
€0
-
169
OG CardC Crypto Neobanks
Virtual and physical Visa card accepted at 130M+ merchants, with Apple Pay and Google Pay
€0 -
170
One Banking CardC Crypto Neobanks
European IBAN account with SEPA Instant integrated alongside the custodial crypto wallet
€15 -
171
PokePay CardC Crypto Neobanks
Wide Visa acceptance (130M+ merchants) with both virtual and physical cards
€5 -
172
Revuto CardC Non-Custodial Crypto Cards
Linked wallet is non-custodial: the user keeps control of their own funds.
Cashback up to 4% €0 -
173
UltimoPay CardD Crypto Neobanks
Offshore bank account in Laos paired with a global Visa Platinum card
€0 -
174
XHype CardD Privacy-Focused Crypto Cards
No-KYC sign-up with only email/phone and instant virtual card
€108 -
175
€0
-
176
NexasCardD Privacy-Focused Crypto Cards
Absolute zero KYC; XMR (Monero) support; Apple/Google/Samsung Pay.
€0 -
177
€0
-
178
Bitwala / Nuri CardF Crypto Neobanks
German bank account with a real IBAN backed by Solarisbank (BaFin licence) and deposit protection up to EUR 100,000 on the fiat balance.
€0 -
179
Extsy CardF Crypto Exchange Cards
Virtual card on the Visa network with announced Apple Pay and Google Pay support
€0